FAQs

If your question was not answered below please e-mail us at service@fastaccess.ca or call 1-855-367-9191 to speak to one of our representatives. We would be more than happy to assist you.

      How do I apply for a loan?
      Apply online with our quick and easy application, or call our toll free number (1-855-367-9191) to apply with one of our representatives over the phone
      Can I apply if I have bad credit?
      Bad debt is not the deciding factor when we are considering a loan application, however you are not eligible if you are currently in a consumer proposal or debt management-plan.
      Can I apply if I am currently bankrupt?
      We may be able to approve your application for a loan depending on the circumstances. Call us to find out.
      How fast can I get a loan?
      Pending approval, your funds can be deposited into your account within 24 hours of your request for a loan.
      I applied for a loan online, when can I expect a reply?
      All applications are reviewed the same day they are received. You will have a response within 24 hours of your request for a loan.
      What is an Unsecured Personal Loan?
      An amount of money lent out based on the employment status and income of an applicant.
      What is a Car Title Loan?
      An amount of money lent out with a lien placed on a car as security for the loan in case of default.
      What is a mortgage?
      An amount of money lent out with a lien placed on a home as security for the loan in case of default.
      Is the application information I submit private and secure?
      The information you provide in the application is shared only with Fast Access Financial and Equifax and is fully secured from viewing by any other sources.
      How do I check my own credit rating?
      To check your credit rating simply visit www.equifax.com to order your personal report.
      Will you report my information to the credit bureau?
      In order to help repair and rebuild your credit we report to Equifax as your scores improve.