Smoke’s Poutinerie: From rags to riches

Cheese. Gravy. Fries. Need I say more?

Any foodie could tell you exactly what comes to mind when I mention those three ingredients, but not all of us are as adventurous. If you haven’t heard of poutine, a delicious Quebec-originated snack made of crisp fries, gravy and cheese curds, you have been severely missing out. Considered a staple food of Canadians, Poutine has evolved over time from a simple delicious recipe, to a wildly complex personalized meal.

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Need a Loan Fast? Get Your Money Within 24 Hours

no money in the purseToday, managing your finances has seemingly become tougher than ever. Since major banks have become much stricter with their requirements, those who need a loan fast are often left to fend for themselves. Fortunately, the following information explains the top benefits of Fast Access Finance’s quick loan process.

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How To Save Money In Canada

Couple Calculating BillsWhile you may feel as though you have your back always pressed hard against the wall when trying to work your way out of your financial problems, there are some good tips you can employ to save more money every day. You don’t have to be a rocket scientist to learn how to save money in Canada! Just follow these easy suggestions to get started:

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How Do I Save Money When I’m in Debt?

How Do I Save Money When I'm in Debt?
How Do I Save Money When I’m in Debt?

It can be hard to balance both debt repayment and saving for your future. You may be wondering, “How do I save money when I’m in debt?” Of course you need to do right by your debtors, but you also need to do right by yourself. You can’t let your lingering debt stop you from saving money. Here are a few tips to answer the question, “How do I save money?”:

Earn: The first thing you need to do to save money is to earn money. You need to earn as much as you can if you want to repay your debts and still save money. If you have a full time job and you still can’t save money, get a part time job! If you have jobs but you have time off, see if you can’t pick up hours!

Budget: You need to create a budget to see where you can spend less and save more. Put down all your monthly expenses on paper –including your debt repayments – and add it up. This number should not simply be your estimate, but the actual amount you spend in one month. Compare this figure with how much you earn. If you’re earning more than you’re spending, that’s great. If you’re not earning more than you’re spending, you’ve got to look at ways that you can start to cut back.

Cut Back: You have to spend less money to save more money. If you’re subscribed to a premium cable package, maybe you need to scale it back to basic cable. Or no cable. Can you give up some of your daily expenses like your morning coffee, and lunch out? You are going to need to strike expenses from your record and make sure that you take this extra money you’re saving and use it to repay your debts faster, or keep it safe in a savings account.

Save: Once you have budgeted your expenses and cut out unnecessary expenditures, you can start saving money. You can turn it into a game; see how much you can save in one week and then try and increase the amount you save by a small amount each pay period.

Saving money is tough, even when you’re not dealing with debt. But by incorporating your debt payments as well as your savings into your monthly budget, you can create a plan that allows you to both save and get out of debt at the same time.

If you are in need of some extra cash to get on track with your budget, contact Fast Access Finance today. We can help you with a personal loan, car title loan or mortgage so you can start planning your financial future.