Need a Loan Fast? Get Your Money Within 24 Hours

no money in the purseToday, managing your finances has seemingly become tougher than ever. Since major banks have become much stricter with their requirements, those who need a loan fast are often left to fend for themselves. Fortunately, the following information explains the top benefits of Fast Access Finance’s quick loan process.

Easy Application Process

At Fast Access Finance, you can easily and quickly apply for lending products if you need a loan fast. While most people prefer to complete the online application process, you can also call in to speak to a loan specialist to complete the application. After your application has been taken over the phone or on the web, your application will be processed within 24 hours. Following the approval of your loan application, you could have your money in your bank account within 24 hours.

Manageable Payments

While payday loan companies typically require payment within two weeks, Fast Access has an average term of six months to a year. This means, your payments will be much more manageable and lower.

Early Pay Off Options 

One of the best benefits of Fast Access is you are allowed to pay your loan off at any time. If you do pay the loan off early, you will not be required to pay the interest and you won’t be penalized. Other loan companies require you to pay your payments as scheduled to the full term of the loan. This means, even if you are able to pay the loan off early, you will still be required to pay the interest.

Different Fast Access Loans 

At Fast Access Finance, our products are designed for people who need a loan fast. As a result, you are able to apply for an unsecured personal loan, a car title loan, or even a mortgage.

Unsecured Personal Loans 

Fast Access personal loans are designed for people with less than perfect credit. Since our personal loans have no hidden fees, you are able to pay your loan out early without penalty, which will help you rebuild your credit.

Car Title Loan 

With a Fast Access car title loan, you can use your paid-off vehicle to get your money today. You are allowed to borrow up to 50% of the equity in your vehicle without any credit checks, hidden fees, and you get to keep your car.

Mortgages 

Fast Access mortgages has partnered with Dominion Lending Centre Altra to provide you with the mortgage you need fast. It doesn’t matter if you are a first time homebuyer or are looking to use the equity in your home, Fast Access mortgages are designed for those who need a loan fast. You can find the following types of mortgage products:

  • Private Mortgages
  • First Mortgages
  • Second Mortgages
  • Home Equity Loans
  • Refinancing and Renewals
  • Mortgages for Construction
  • Residential and Commercial Mortgages
  • Debt Consolidation

Fast Access Requirements

If you need a loan fast and meet the following  requirements, you are in luck!

  • You are at least 21 years of age
  • You are a Canadian citizen living in Ontario
  • Have full-time employment and are not self employed
  • Have been employed for a minimum of 6 months with the same employer
  • You work a minimum of 35 hours every week
  • You earn a minimum of $10.25 per hour
  • You have an open and valid checking account
  • You are not currently in a debt management program, bankruptcy, or credit counseling
  • You are on neither Pension, Employment Insurance, Social Benefits, or ODSP

Instead of struggling to meet your responsibilities, contact Fast Access Finance to qualify for one of our lending products designed for those who need a loan fast.