Why Apply for a Loan Online?

Why Apply for a Loan Online?

It happens to most people at one time or another.  You need to get a loan, and you need to get it fast.  Your car has broken down, completely unexpectedly, and you need to get to work and back.  You got pneumonia and couldn’t work for a week.  Your brother is getting married in New York and you are the best man.  You need to get some money, sooner rather than later.  So where is the best place to look?  One major reason Canadians apply for a loan online is because of the fast response.  Your loan could be directly deposited in your bank account within 24 hours.  Read on for some more of the advantages of applying for a loan online.

Unsecured Personal Loans

  1.  Qualifying is Straightforward

At Fast Access Finance, we do not require that you have an excellent credit rating to get a loan.  Several bad credit loans are available for Canadians wanting to rebuild credit, as long as you not in a debt management plan.  Even if you are currently in bankruptcy, you may be able to qualify for a loan if it has not been discharged.  You can qualify for an unsecured personal loan if:

  • You are 21 plus years of age
  • Work at least 35 hours per week
  • Have been employed with the same company for six months or longer
  • Earn $10.25 or more per hour
  • Have a checking account
  • Not on Ontario Disability Support Program, Pension, Employment Insurance, or receiving Social Benefits
  • Not involved with debt management or credit counselling
  1. Convenience

Applying for a loan online is as easy as sitting in front of your home computer.   Fast Access does not have any hidden or upfront fees to apply.  You will be contacted by phone soon after submitting your application, during normal business hours.  Sophisticated lending technology expedites the lending process, allowing you to get cash for financial emergencies rapidly.  If you qualify, the money is simply deposited in your bank within 24 hours.  This is true no matter where you live in Ontario.

  1. Flexibility

With an unsecured loan, up to $5,000, you are able to spend the money in whatever way it is needed.  There are no restrictions.  Pay everyday expenses, medical emergencies, overdrawn accounts, or travel expenses.  If you have been able to qualify for a bank loan, live anywhere in Ontario, apply for a loan online at fastaccess.ca.

  1. Privacy

The information you provide online is private, trustworthy, and completely secured by GeoTrust, the world’s second largest digital certificate provider.  GeoTrust uses 256-bit SSL encryption, full organization authentication, and a GeoTrust Secured Seal with date/time stamp.

Fast Access reports to Equifax Canada, and accounts in good standing will increase your credit score.  If you need money now, apply today for a loan online.