A personal loan is an amount of money lent out based on employment and income. This type of loan can offer up to $5000 dollars emergency cash for your immediate needs and should serve as a short-term solution for emergency financial situations.
What is an unsecured loan?
An unsecured loan or personal loan is obtained without the use of a secured asset.
What is the maximum I can borrow?
You can borrow up to $5000.00.
How can this help me?
A personal loan can help you get caught up on unpaid bills, car repairs, cover vacation costs and more.
21 years or older
Valid checking account
Employed full time (35 hour/week min.)
Employment for a minimum of 6 months
self-employment not eligible
What is the maximum and minimum repayment period for a Fast Access Financial Loan?
12-36 months (1-3 years)
What is the maximum and minimum annual percentage rate (APR), which includes the interest rate plus fees and other costs for a year?
The rates range from 9.90% plus applicable application fee. APR* – 15.75% – 58.99% maximum (effective rate will vary).
What is the total cost of borrowing?
A $1000.00 loan borrowed at the rate of 19.99% with bi-weekly payments of $46.15 will cost $1199.90 over 12 months.
*Rates vary according to credit risks and product requested but are at all times compliant with all applicable legislation.
Our representatives are readily available to discuss your loan and the fees that may be involved depending on your individual circumstances.