(NC) If someone were to look at your bank statement, what would they learn about you? Do you eat out often? What about emotional spending or group purchases? Taking a closer look at your spending habits can be eye-opening, and it can also help you rethink your purchasing priorities. Here’s how to decode what your bank statement signifies:
If you’re among the 1.2 million Canadians who will have called in sick this past Monday or Friday to take advantage of the Black Friday/Cyber Monday sales, you might be feeling the pain of an empty wallet, battered ego, or at worst, a destroyed savings account. You can recover, and here’s how.
Take this quick quiz to find out:
1. Ordering a copy of your credit report is:
a) only necessary when you are about to apply for a loan or credit card
b) the only way to know if your report is accurate
c) mandatory for all Canadians over 18 years of age.
If you asked one hundred people what it meant to be successful, you would hear one hundred very different answers. Every person has a picture in their head of what success entails that has been influenced over time by everything and anyone that has ever come in contact with them. What does success mean to you right now? For some, it’s raising children, owning a home, getting a doctorate, becoming a pilot, overcoming an obstacle, etc. The overall idea is that success means setting a goal – and making conscious decisions every day to build the life you want for yourself.
Sometimes loans are necessary to get ahead in life. Whether you need to purchase a vehicle to get to and from work, are interested in starting your own business, or would like to start a renovation project on your home, you need money to get started. Loans can be a great way to get a project in your life moving forward, but borrowers also need to consider the interest rate on the loan and how long it will take them to repay the loan. Repaying a loan can be stressful and overwhelming, but there are some tips that can help save you money in the process of paying off your loan and make the process much smoother. Consider the following five tips when working toward paying off a loan.