Loan FAQ's

If your question is not answered you can email us at sales@fastaccess.ca, or call us today and speak with one of our staff members.

1. How do I apply for a loan?
2. Can I apply if I have bad credit?
3. Can I apply if I am currently bankrupt?
4. How fast can I get a loan?
5. I applied for a loan online, when can I expect a reply?
6. What is an Unsecured Personal Loan?
7. What is a Vehicle Title Loan?
8. Is the application information I submit private and secure?
9. How do I check my own credit rating?

1. How do I apply for a loan?

   Apply online or call one of our representatives to help you with the application process.

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2. Can I apply if I have bad credit?

   You can apply for a loan if you have bad credit; although you cannot be currently in a consumer proposal, or in a debt management plan.

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3. Can I apply if I am currently bankrupt?

   If you are not yet discharged from a bankruptcy, call us and we may still be able to help you with a loan.

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4. How fast can I get a loan?

   If you have provided us with all the information required, you can receive a loan the same day you submit an application.

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5. I applied for a loan online, when can I expect a reply?

   During our normal business hours a sales representative should call shortly after you submit your application. We will contact you via the phone number you provided on the application form.

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6. What is an Unsecured Personal Loan?

   We lend you an amount based on your employment status, income and ability to repay.

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7. What is a Vehicle Title Loan?

   Use your vehicle as security to borrow the cash you need. We can lend you up to 50% of your vehicle's value.

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8. Is the application information I submit private and secure?

   The information you submit from your computer to our web server is fully secured by GeoTrust, which utilizes a 256-bit SSL certificate thereby offering the highest level of encryption or security possible.

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9. How do I check my own credit rating?

   You can easily order your own personal credit report from the official Equifax website, www.equifax.com.

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